Spend less than you earn – the secret to become rich

I’m a big fan of this Get Rich Slowly blog. I’ve been following this blog for many many months now and the latest article from them is again, very good. The article is actually an interview with a millionaire – about the millionaire’s habit, lifestyle, principles, etc. You can read the article by following the [...]

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Ways to save your money

The world economy is getting worse and there’s no sign of recovery just yet. Our country’s economy is no exception and nobody knows when will our economy actually recovers. 2009? 2010? or 2011? And while the experts are trying to predict where is the bottom and when will the economy recovers (some fighting over politics), [...]

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Want to be rich? Change your spending habit

Recently, I’ve read an article about 10 unknown millionaires and their stories. Sorry to say that I couldn’t find the link to that article. But here is what I’m able to remember after reading it. Each of the 10 millionaires are unknown or normal people. It’s just like you and me…normal people spending time doing [...]

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Bad spending habits you need to change

In year 2009, our economy experts predict that there will be a lot of changes – more jobless people, lesser job opportunities, weaker consumer spending, more businesses being closed down, etc. More than 50% of their predictions all point to one thing – cash is going to be the king in year 2009….and it’s going [...]

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What is an emergency fund and how do you start one?

Emergency fund is the amount of money you have at your disposal whenever an emergency occurs. An emergency can be anything, ranging from a broken kitchen pipe, a medical expense, car repair, a  retrenchment, etc. In this world of uncertainties, especially in the year 2009, many things can happen. That is why one should always [...]

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