Link: How to pay less personal tax
Here’s a very useful article by The Star newspaper on how to pay less personal tax.
Pay attention to the amount you can reduce for medical checkup, parents’ medical, sports equipment, books, computers, travel allowance, etc. Those are some of the things that we normally use but forget to declare when submitting our tax form. You [...]
Our financial system is getting too complicated
I’m an investor and I love to learn things on how I can grow my investment. But I must admit one thing, the options available nowadays are fast becoming overwhelming for me. Every year, there will be new types of investment for us to go into and some of them can be very very complex.
So [...]
Is debt free really good?
Nobody loves debts (do tell me if you think otherwise) and everyone I know is always trying their best and working hard to be debt free. And for some, that is one of the 2 main reasons they work so hard everyday (another reason is to survive).
My question to them – after becoming debt free, [...]
Is Dollar Cost Averaging useful for stocks?
Referring to my friend’s post on “Dollar Cost Averaging is Stupid?“, one question that came across my mind – is dollar cost averaging or DCA also applicable for stock investing?
We all know that most mutual funds/unit trusts are based on DCA concept since they encourage you to pump in money every month. So if the [...]
Financial security? Is there even such a thing?
Why do people invest their money in the first place? Well, for most, it’s to achieve financial freedom or to get to the level of financial security which they are comfortable with.
But is this even achievable in this 21st century?
For me, I do believe financial freedom is achievable but financial security is not. Why do [...]