First thing to do in your investment journey

Most people want to see their money grow, but most of them do not know how to start. So they look into equity funds, bonds, fixed deposits, properties (most people do this now) and stocks (and most people are fearful of this). But while they are busy doing this or listening to others, there are [...]

The myth of stock investing – it’s not gambling

I know a lot of people who are afraid to put their money into stocks. They’ve seen the ugly side of stock investing. Good for them I must say because to be fearful (and careful) is better than plunging into something you don’t know – especially when it comes to stock investing. Why? Because stock [...]

The state of our local property market

The average price of a property in our country has risen dramatically over the past few years, including during recession period. This is even more obvious in prime locations such as Kuala Lumpur, Selangor and Penang. A property bought 2 years ago in an OK location can easily worth 20-30% more now. And I won’t [...]

How much is “enough”?

“How much money do you actually want to earn?” is a very common question. And the typical response is “Until I’ve earned enough”.
But how much is “enough”? 50k? 200k? 1 million? or just $1 more than the amount you need? Without defining what does “enough” mean to you, it’s very difficult for you to set [...]

Property investment: business vs residential units

For those who are new in property investing, this is perhaps one of the dilemmas that they always face – whether to invest in business premises or to invest in residential units.
Normally people would invest in residential units because they tend to be cheaper (generally speaking) and there are also more options for them to [...]