Simple ways to save money
Saving money should always be treated as part of our life. But surprisingly, there are still quite a number of people who don’t really save. Some say it’s difficult to save due to the high living cost, some don’t know how to save and some prefer to spend all their money and enjoy the moment. [...]
Do you have any investment?
There are still a lot of people in their mid 20s and 30s who do not invest their money. Don’t be surprised if you ask your friends about investment and they know nothing about it. Savings, yes. Investment, no. I think one of the main reasons is fear (or uncertainty). After witnessing so many economy [...]
Fixed Deposit (FD) rates of banks in Malaysia (August 09)
In March, I wrote a post on the Fixed Deposit rates of the major banks in Malaysia HERE. Not much change since then. Here’s the update for the month of August 2009. Bank 1 month 3 months 6 months 9 months 12 months Affin Bank 2.00 2.10 2.20 2.30 2.50 Alliance Bank 2.00 2.00 2.00 [...]
Our financial system is getting too complicated
I’m an investor and I love to learn things on how I can grow my investment. But I must admit one thing, the options available nowadays are fast becoming overwhelming for me. Every year, there will be new types of investment for us to go into and some of them can be very very complex. [...]
Is debt free really good?
Nobody loves debts (do tell me if you think otherwise) and everyone I know is always trying their best and working hard to be debt free. And for some, that is one of the 2 main reasons they work so hard everyday (another reason is to survive). My question to them – after becoming debt [...]