First thing to do in your investment journey
Most people want to see their money grow, but most of them do not know how to start. So they look into equity funds, bonds, fixed deposits, properties (most people do this now) and stocks (and most people are fearful of this). But while they are busy doing this or listening to others, there are [...]
Link: How to pay less personal tax
Here’s a very useful article by The Star newspaper on how to pay less personal tax. Pay attention to the amount you can reduce for medical checkup, parents’ medical, sports equipment, books, computers, travel allowance, etc. Those are some of the things that we normally use but forget to declare when submitting our tax form. [...]
How much is “enough”?
“How much money do you actually want to earn?” is a very common question. And the typical response is “Until I’ve earned enough”. But how much is “enough”? 50k? 200k? 1 million? or just $1 more than the amount you need? Without defining what does “enough” mean to you, it’s very difficult for you to [...]
Is mutual fund becoming like stock market?
I still remember 20 years ago, mutual fund investing is relatively an unknown to most people in Malaysia. But ever since the introduction of Public Mutual, it has easily become THE preferred investment type in our country. Why? Well, it’s because it’s more rewarding than our Fixed Deposit and less risky than investing in stocks. [...]
Simple ways to save money
Saving money should always be treated as part of our life. But surprisingly, there are still quite a number of people who don’t really save. Some say it’s difficult to save due to the high living cost, some don’t know how to save and some prefer to spend all their money and enjoy the moment. [...]