Is mutual fund becoming like stock market?
I still remember 20 years ago, mutual fund investing is relatively an unknown to most people in Malaysia. But ever since the introduction of Public Mutual, it has easily become THE preferred investment type in our country. Why? Well, it’s because it’s more rewarding than our Fixed Deposit and less risky than investing in stocks. [...]
Do you have any investment?
There are still a lot of people in their mid 20s and 30s who do not invest their money. Don’t be surprised if you ask your friends about investment and they know nothing about it. Savings, yes. Investment, no. I think one of the main reasons is fear (or uncertainty). After witnessing so many economy [...]
Financial security? Is there even such a thing?
Why do people invest their money in the first place? Well, for most, it’s to achieve financial freedom or to get to the level of financial security which they are comfortable with. But is this even achievable in this 21st century? For me, I do believe financial freedom is achievable but financial security is not. [...]
Ways to save your money
The world economy is getting worse and there’s no sign of recovery just yet. Our country’s economy is no exception and nobody knows when will our economy actually recovers. 2009? 2010? or 2011? And while the experts are trying to predict where is the bottom and when will the economy recovers (some fighting over politics), [...]
Should you buy a property now?
Our Malaysia government recently came out with the Mini Budget which encourages people to buy properties. These properties are not meant for rental though. If you’re a property investor who wants to buy a property and rent it out, then you are not eligible for this tax deduction incentive. Anyway, a few friends of mine [...]