Personal Finance
On Visa debit cards, PayPal and Public Bank
I’m a user of Public Bank Visa Electron Debit card because it’s one of the 2 debit cards which can be used for PayPal fund withdrawal. But here’s the problem I’m currently facing – I can’t register for the online account. Unlike Maybank2u which can be registered via most of the Maybank ATMs, the Public [...]
Bad spending habits you need to change
In year 2009, our economy experts predict that there will be a lot of changes – more jobless people, lesser job opportunities, weaker consumer spending, more businesses being closed down, etc. More than 50% of their predictions all point to one thing – cash is going to be the king in year 2009….and it’s going [...]
2 ways of eliminating your debts
One of the financial goals many people have is to eliminate all the debts or loans that they have. If you can’t eliminate them, then the next goal is to reduce the amount slowly and hopefully in a few years, the debts or loans will be gone. But the problem that I notice with most [...]
What is an emergency fund and how do you start one?
Emergency fund is the amount of money you have at your disposal whenever an emergency occurs. An emergency can be anything, ranging from a broken kitchen pipe, a medical expense, car repair, a retrenchment, etc. In this world of uncertainties, especially in the year 2009, many things can happen. That is why one should always [...]
Simple way to calculate your net worth
As year 2009 approaches, many of us will look back at 2008 and look at what we have managed to achieve – in terms of life, family, love and of course financially. In this article, we’ll talk only about finance since this is what this blog is all about. Over the past few days, I’ve [...]