Personal Finance
Link: How to pay less personal tax
Here’s a very useful article by The Star newspaper on how to pay less personal tax. Pay attention to the amount you can reduce for medical checkup, parents’ medical, sports equipment, books, computers, travel allowance, etc. Those are some of the things that we normally use but forget to declare when submitting our tax form. [...]
Simple ways to save money
Saving money should always be treated as part of our life. But surprisingly, there are still quite a number of people who don’t really save. Some say it’s difficult to save due to the high living cost, some don’t know how to save and some prefer to spend all their money and enjoy the moment. [...]
Our financial system is getting too complicated
I’m an investor and I love to learn things on how I can grow my investment. But I must admit one thing, the options available nowadays are fast becoming overwhelming for me. Every year, there will be new types of investment for us to go into and some of them can be very very complex. [...]
How to choose the right financial adviser?
Financial adviser is a difficult job especially during recession period like this. When he gave out a good tip or advice, people will not really give him the compliment but when things don’t work well, he’ll have to shoulder all the blames. After all, it’s natural for people to blame others for the wrong things [...]
Is debt free really good?
Nobody loves debts (do tell me if you think otherwise) and everyone I know is always trying their best and working hard to be debt free. And for some, that is one of the 2 main reasons they work so hard everyday (another reason is to survive). My question to them – after becoming debt [...]