Investment
The myth of stock investing – it’s not gambling
I know a lot of people who are afraid to put their money into stocks. They’ve seen the ugly side of stock investing. Good for them I must say because to be fearful (and careful) is better than plunging into something you don’t know – especially when it comes to stock investing. Why? Because stock [...]
The state of our local property market
The average price of a property in our country has risen dramatically over the past few years, including during recession period. This is even more obvious in prime locations such as Kuala Lumpur, Selangor and Penang. A property bought 2 years ago in an OK location can easily worth 20-30% more now. And I won’t [...]
How much is “enough”?
“How much money do you actually want to earn?” is a very common question. And the typical response is “Until I’ve earned enough”. But how much is “enough”? 50k? 200k? 1 million? or just $1 more than the amount you need? Without defining what does “enough” mean to you, it’s very difficult for you to [...]
Property investment: business vs residential units
For those who are new in property investing, this is perhaps one of the dilemmas that they always face – whether to invest in business premises or to invest in residential units. Normally people would invest in residential units because they tend to be cheaper (generally speaking) and there are also more options for them [...]
Fixed Deposit (FD) rates of banks in Malaysia (November 09)
In August, I compiled a list of Fixed Deposit rates in Malaysia HERE. Here’s the update for the month of November 2009. Bank 1 month 3 months 6 months 9 months 12 months Affin Bank 2.00 2.10 2.20 2.30 2.50 Alliance Bank 2.00 2.00 2.00 2.00 2.50 AmBank 2.00 2.10 2.20 2.20 2.50 Bangkok Bank [...]