Comments on: On Visa debit cards, PayPal and Public Bank

By: Alvin Lim

Alvin Lim — Tue, 11 May 2010 08:12:26 +0000

@ dpegasus
yeap

@ ajein
u need to get the online transaction record. there, you’ll b able to find it. i did it that way.

By: ajein

ajein — Wed, 14 Apr 2010 06:27:21 +0000

i got a problem…i dont know where to get paypal code..i juz link paypal to my publibbank debit card..i juz make a new 1 card becoz the old 1 cant use anymore(dont find paypal code at pbebank):( plz tell me TQ

By: dpegasus

dpegasus — Fri, 09 Apr 2010 07:41:15 +0000

Just register your normal VISA/Mastercard Credit card with PayPal, simple.

By: Alvin Lim

Alvin Lim — Tue, 23 Mar 2010 15:15:59 +0000

@ Sandra
As far as I know, you need to insert fund into paypal first before you can start using it. And yes, you can charge using credit cards (not sure about debit card). To withdraw, you can use PBB debit card, and if not wrong, Maybank’s debit card can also be used now.

And by using debit cards, it means to withdraw the fund to your savings account.

By: Sandra

Sandra — Tue, 23 Mar 2010 13:13:33 +0000

Hi can i use PB debit card to pay for ebay shopping by paypal?
If I sold something on ebay, can I withdraw the money out to my Public Bank saving Account?
Thanks!

By: Alvin Lim

Alvin Lim — Mon, 18 Jan 2010 00:13:16 +0000

mmm, i don’t quite get what’s the return fee for. as far as i know, if you withdraw into your debit, it’s only $5 per transaction and 1% if it’s $500.

By: rodent

rodent — Sun, 17 Jan 2010 15:13:27 +0000

thanks alvin ~
here is the link of paypal withdraw money to malaysia bank fees, i think it can be direct withdraw to our bank if no mistake, https://www.paypal.com/my/cgi-bin/webscr?cmd=_display-withdrawal-fees-outside&dispatch=5885d80a13c0db1ffc45dc241d84e953c6c47237de2bc4f5b43fafc6513a8a86

i just dont know how people do business by using paypal service since paypal charge so expensive,3.4% is the minimum, and also buyer hv to pay shipping fee and tax, mean product from online is more expensive ?

however thanks .

By: Alvin Lim

Alvin Lim — Fri, 15 Jan 2010 14:57:42 +0000

As far as i know, paypal does not allow you to withdraw to any malaysia savings account. You can withdraw to credit card but there’s no way to get the money out isn’t it? The best option left is debit card which can also be used as ATM card. The withdrawal fee, I can’t remember. I think it’s around USD 5 per transaction unless it’s above a certain amount of money…maybe 500usd, then it’s just 1%. If not wrong la, the terms might have changed. You’ll need to check that out.

Anything with Paypal, best to refer to USD and not RM. If you have any doubts, just email Paypal. They are very helpful.

By: Alvin Lim

Alvin Lim — Fri, 15 Jan 2010 14:54:52 +0000

Hi rodent, first of all, don’t call me Mr Alvin…i don’t want to sound so old (yet).

For your problem, I think it’s pretty straightforward. If you want to access the e-statement, just go to any Public Bank branch and tell them that. You should be able to get a slip for you to use online. It’s not like Maybank where you can get the TAC for first time user bla bla bla. It’s not that friendly unfortunately.

Otherwise, you will just have to wait for your monthly statement to arrive. I don’t really get it when you said the first month is w/o statement because there’s a transaction and you SHOULD get a statement from the bank. Anyway, it won’t expire, so maybe you just need to wait for the statement to arrive.

For paypal code, it’s totally unrelated to Public Bank so they will not entertain you for that. No point calling them for anything other than the e-statement or the statement.

By: rodent

rodent — Fri, 15 Jan 2010 14:52:02 +0000

btw may i ask about paypal withdraw fees?
i see the paypal website, withdraw fees is free when the amount is above rm400, but less than that is only 3 ringgit fees when withdraw to your account , but why some people say whithdraw to debit card ? how the money go in the card?why not just withdraw to your account since card is link to the account?
and sumore the fees is more expensive, is 10USD. Why?